How Our Debt Settlement Program Works

Step 1:
Get your free quote by calling us at 1-800-979-4145 for an immediate consultation. Your counselor will assess your financial situation and determine the best program for you in negotiating your debt.

Step 2: Once approved for our program, your Certified Financial Counselor will help you collect the information and documentation we need in order to assist you. Your consultant will help you determine an affordable monthly payment, which, will be put into a special purpose account, to be set aside for debt settlement purposes. After settling with a creditor, you will continue to make monthly payments until each creditor is satisfied.

Step 3: You will be assigned to a Certified Debt Negotiator who will assist you in ending creditor harassment and to settle your debts for a lesser amount than you currently owe.

Step 4: Once your Negotiators receive an acceptable, written settlement offer from your creditor, we will then send funds from your special account to pay off the creditor. You will then receive written confirmation from your creditor, documenting that your debt has been settled in full. We will repeat this process until all of your creditors have been paid on your program.

The creditors are under no obligation to accept settlement offers from a debt settlement company.

Call 1-800-979-4145 for your free Debt Review!


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Individual results may vary and are based on ability to save funds and successful completion of all program terms. Program does not assume or pay any consumer debts, and will not provide tax or legal representation. Program is not available in all states. Please read and understand all program materials and disclosures before enrolling. Note: We are unable to service any residents of FL, GA, HI, ID, KS, ME, MS, NJ, OH, SC, VT, WI & WV at this time