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Individual results may vary and are based on ability to save funds and successful completion of all program terms. Program does not assume or pay any consumer debts, and will not provide tax or legal representation. Program is not available in all states. Please read and understand all program materials and disclosures before enrolling. Note: We are unable to service any residents of FL, GA, HI, ID, KS, ME, MS, NJ, OH, SC, VT, WI & WV at this time